How soon do you think I could pay off $7500 worth of debt and still save money and have a vacation? - optimist free plans
This year I have to be really free, financially committed. Since December I've already paid $ 1200 and do spent my savings. I automatic monthly payments and a plan for the increase in the coming months, when credit cards are paid with the lowest.
I go to college and have no car, so you have no car helped me a lot. I make about 35 thousand dollars per year before taxes and I want to save money and go on vacation.
If you are an optimistic person, as long as you do?
This year? or thinking in 2008? I really want to pay for this, but I will not take for me really nice vacation.
Friday, December 11, 2009
Optimist Free Plans How Soon Do You Think I Could Pay Off $7500 Worth Of Debt And Still Save Money And Have A Vacation?
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9 comments:
If you're single, and the rent is reasonable, that you will be able to save at least $ 10,000 per year.
Session ID for the next year and really commit to pay all Vaca! this year ...
I would kill for the year 2008.
The problem is not how fast you take credit cards and pay the interest. You need to pay interest until you pay for is the principle to the way credit card companies make their money. Since the interest of deciduous and months, all credit card time is in the worst way, put together in order to borrow money (say, all banks, but offer no alternative.)
If you had the card for a while, then you should speak with the credit card company and ask them to lower their tariffs. Even if only a few points lower, which can make a big difference.
Once you pay a debt that falls back is not in debt. You need to set up your savings account, and you need to save enough money to take your trip and pay their bills by credit card when you receive it, so to avoid paying higher interest rates.
I think we need to plan a vacation in the summer of 2008, provided that you do not have the financial catastrophe andor exhaust the economy fails. If you do this, then you need to re-use your credit card.
Since you can not say that the interest rate you pay on your card or the amount that monthly payments can not give exact figures. This summer, I recommend you rent a car and take a few days walking around and visit another city for a long weekend. This may not be sufficient, but you really can not afford anything else.
As an optimist, I say six months after starting a part time job providing pizzas. I will pray every pizza place within 5 miles of tomorrow. I pay $ 12,000.
If you bust your ass probably afford to pay in 2007. They make no payments of around $ 700 corporate credit card (or whoever) every month. If you do it, and pay the rent, very good. Otherwise, it seems a little more.
Yes, your annual income, and given the fact that you have no car, I think we have the ability to repay the debt this year. It also depends on how you spend your current income. If you focus on the payment of invoices for Costs on every issue that should be good.
Well, it's a lot of money, but do not consolidate into a fight worry only about their debts and a single payment per month. and maybe you will this day Holly.
14 months will be saved if the good work.
honestly, it depends on your money. Drag your income / revenue and debt requirements. I understand that is the advantage of debt, but how you do it, is important. I see their savings depleted and what is not good. Despite what you're told that you need to save for a rainy day. If you need money now, what you do, but they have covered everything and load it into the debt trap. Most importantly, what do you pay off quickly. ensure that money can buy everything.
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